I have included this article with the intention of giving you three easy-to-follow tips, which will give you a good start on your financially independent path. These tips will save you money as soon as you start applying them today. So they are a good start, and once you are done with them you can move on to more advanced strategies. So let’s get started

Here are my top three tips on how to reduce your expenses. By applying these tips, you will be able to save hundreds of dollars every month and improve your financial balance and get closer to the financial independence you have always dreamed of. And that would be a good start to building a fortune on it!

Most of us just think that big companies give us the best and most reliable prices anyway, so we sign a contract with one of them and forget about it. Of course, we complain that we have to pay hundreds of dollars and we do not get enough free minutes when we get a loan, but we soon forget so we think there is no better way. Well, this can no longer be a mistake!

I took it. Until last year I had a Verizon phone and because of my business I was making calls all over the country. I had a long free distance, but only 1,000 minutes. I was paying $ 150 a month and I was always on top of it. Within two months I finally paid off a $ 1092 debt and was eligible. I looked for local carriers in my home state of Florida and found one, the Metro PCS, which offered me unlimited distance and other minutes for only $ 58 a month. And you know what, I'm sure you can get the same agreement in your region - just investigate the situation.

Have you calculated how much you spend on a typical night out on the town, or are you too scared to do so? How often do you eat outside and how much does it cost? I know these are uncomfortable questions, but you will have to deal with your demons at some point.

Also, let me tell you my story. Until last year I used to go out for a drink with friends at least a few days a week. It's really fun, but with all the drinks and gun restrictions I always spend at least $ 30 a night, and that's what I could remember ...

Now, when it comes to outdoor food, restaurant food is really fun, but it is always over $ 10 per meal and that is in the cheapest, not to mention the luxury food, where you can go up to $ 100 for yourself and your day. My solution to the first issue was to cut down on binge drinking once a week and bring my lunch to work and not eat out more than once a week, and having occasional cooking parties - that's healthy and very fun. , and

I was the one who even controlled my spending. I used to visit my local store every evening after work and find what I needed at night. Sure, I knew the prices were higher than in the big and cheap hypermarkets, but I did anyway. After all, the daily prices were always about $ 20-30, but if you add this up, it makes about $ 1000 a month!

So, my solution here is not a smart solution, but it works to save money. All I did was switch to shopping every weekend at my local Wal-Mart, and check out Sam's Club and Costco for deals. Needless to say, I did not spend more than $ 100 at one time, so this leads to almost 50% savings. Now I know how much I was charged at my grocery store, and I'm glad I stopped that purchase!

With these three tips I have given you three great tools, which can quickly save you hundreds of dollars every month. By getting a better deal on your mobile phone, cutting back on outfits and buying groceries in a smarter way, you can regain some of your lost financial freedom. But again, it is up to you to work on these tips, because they do not work.

Of course, these tips are just the beginning. You will need to do more than just reduce your spending to become financially independent. If you want to start your own business, for example, you will need credit. But my guess is that it is hard for you to get credit as it does for most Americans with bad credit scores. So wouldn't it be nice if you could find a way to improve your credit score